
Zeroa Earn

Earn on your digital assets
Put your digital assets to work in flexible vaults
Zeroa Earn gives you three vaults for USDT and USDC. Choose your vault and track your returns daily. Withdraw from Flexible any time after 24 hours, or give 30 days' notice on a fixed term. Login
Daily profit share
Zeroa Earn vaults pay profit share, calculated through the settlement liquidity programme. Your profit share accrues daily, and you can see today's return, 7-day performance, 30-day performance and total growth. Investing in crypto assets may result in a loss of capital.

Powered by real financial infrastructure
Zeroa Earn is part of the wider Zeroa platform. It connects to the same Zeroa account you use to hold, exchange and manage your digital assets.
12%
Flexible
per annum
-
Withdraw any time after 24 hours
-
No lock-in period
-
Profit share accrues daily
-
Maximum liquidity, daily accrual
16%
365-Day
per annum
-
Defined 1-year commitment
-
Withdraw with 30 days' notice
-
Profit share accrues daily
-
Balanced access and yield
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Early withdrawal: 40% penalty on accrued profit share
730-Day
per annum
18%
-
Maximum yield for long-term capital
-
Withdraw with 30 days' notice
-
Profit share accrues and compounds daily
-
Rate structured to deliver 39.24% total return
-
Early withdrawal: 40% penalty on accrued profit share
HOW IT WORKS
01
Create your account
Sign up as an Individual or Business and add your phone number with your country code.
05
Convert your funds
Change your funds into USDT or USDC with Quick Trade. Earn only takes those two.
02
Get verified
Photograph your in-date ID, add proof of address under 3 months old and face the camera.
06
Choose your vault
Open Earn, pick Flexible, 365-Day or 730-Day and confirm. Your rate is fixed that day.
03
Make a deposit
Once verified, deposit from your own bank into your Zeroa wallet with the exact reference.
07
Profit share accrues daily
Track today's return, 7-day and 30-day performance and your total growth.
04
Move it to the exchange
Open Advanced Exchange in the wallet menu and Transfer your money across.
08
Withdrawing
Withdraw from Flexible any time after 24 hours. Fixed terms need 30 days' notice.
Calculator
Built for how money actually moves.
Earn plugs into the rest of Zeroa, including in-wallet conversion and on-ramps, so you can bring funds in and start earning once they are in a vault.
Money stuck somewhere in the world? Bring it home to your wallet.
Bring it into your Zeroa wallet in a supported currency or digital asset. Transfer it to the exchange, convert it to USDT or USDC with Quick Trade, then choose your Earn vault. Profit share starts once your funds are in a vault.
Currency switch
Convert your currency into USDT or USDC.
Convert a supported currency into USDT or USDC with Quick Trade, then move it into an Earn vault. USDT and USDC are digital assets designed to stay worth one US dollar each. Your profit share accrues daily once your funds are in a vault.
Local fiat
USDT / USDC
Earn vault
Cross-border unlock
Free up funds stuck across African markets.
Capital held in other African currencies can be brought into your Zeroa wallet, converted into stablecoin and moved into Earn. Bring it in as a supported currency or digital asset, convert it on the exchange with Quick Trade, then choose your vault.
On-ramp
Stablecoin
Earn vault
Negotiated rates at scale
Custom terms for businesses and corporate allocations.
For larger deposits typical of businesses, corporates and treasury allocations, Zeroa can structure a fixed rate tailored to the size and term of the deposit. Speak to us directly and we'll quote terms that sit outside the published vault rates.
Direct enquiry
Fixed rate quoted
Deposit
Estimated Returns
Illustrative figures for a $10,000 deposit
VAULT
Flexible
365-Day
730-Day
Figures are illustrative only. They assume you complete the full term with no early withdrawal. All returns are in USDT or USDC. Investing in crypto assets may result in a loss of capital. Returns are not guaranteed.
WITHDRAWAL & EARLY EXIT
-
The Flexible vault has no lock-in. Withdraw any time after 24 hours with no penalty.
-
Fixed-term vaults (365-Day and 730-Day) require 30 days' written notice before funds are released.
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If you withdraw early from a 365-Day or 730-Day vault, your accrued profit share is calculated pro rata up to the day you withdraw. A 40% early withdrawal penalty applies to that profit share.
RATE
12% p.a.
16% p.a.
18% p.a.
TERM
1 year
1 year
2 years
RETURN
$1,200
$1,600
$3,924
TOTAL VALUE
$11,200
$11,600
$13,924

Trust, security, and compliance
Zeroa is the trading name of ChemBridge Capital (Pty) Ltd, registration number 2014/064942/07, an authorised Financial Services Provider (FSP No. 36012) with CASP authorisation from the FSCA. Digital asset security is supported by institutional-grade custody infrastructure, with compliance processes including KYC, AML checks, and transaction monitoring.
Important: Zeroa Earn is a digital asset product, not a bank account or deposit. Your capital is at risk, returns are not guaranteed, and no deposit insurance applies. Profit share is generated through Zeroa's settlement liquidity programme. Projected/past performance is not a reliable indicator of future returns. Investing in crypto assets may result in a loss of capital.
WORKING WITH A ZEROA AGENT
YOU DON'T HAVE TO DO THIS ALONE
If your money's stuck somewhere, a Zeroa agent can help you bring it home.
Zeroa agents are trained to walk you through setting up your wallet, converting your funds and how each Earn vault works, so you can choose.
01
02
03
04
They listen first. They answer your questions about Zeroa and Earn.
They show you the route. How to bring funds in, convert them and how each Earn vault works.
They show you each step. Wallet setup, KYC, conversion and the deposit into Earn.
They stay alongside. Available as your situation changes: additional deposits, withdrawals, new vaults.
Don’t Navigate Global Capital Movement Alone
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Free Up Trapped Capital: Bring funds into your Zeroa wallet in a supported currency or digital asset, then move them across to the exchange.
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Hold US Dollar Stablecoins: Convert local currency into USDT or USDC, digital assets designed to stay worth one US dollar each.
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Earn Profit Share: Move your funds into Earn vaults at projected rates of 12% to 18% p.a., with profit share accruing daily. Investing in crypto assets may result in a loss of capital.
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Bespoke Corporate Terms: Access customised fixed rates and tailored time-lock structures designed specifically for large-scale business treasury allocations.
