Where banks failed us, we built our own.
For years, sending money home meant handing it to someone who took a cut, kept you waiting, and gave you no receipt. Foreign nationals, domestic workers, stokvel members - the system was never built for them.
So Zeroa built a different one. Fast. Regulated. Transparent. And now we are looking for people inside those communities to bring it to the people who need it most.
The money is already moving
Every month, billions of rands leave South Africa heading home to Zimbabwe, Malawi, Mozambique, Nigeria and beyond. Most of it moves through people who charge what they want, answer to no one, and keep a cut that should stay with the family receiving it.
Zeroa is the regulated alternative. You are the person who brings it to your community.
And that is just the sending. Your clients also need to save, trade, hold value and build a financial record. Zeroa does all of it.
THE OPPORTUNITY
R4.2B+
5–15%
Sent from South Africa to Zimbabwe alone in 2024
What money movers charge your community today
690,000+
Zimbabwean migrants in South Africa. One corridor. One opportunity.
Your community needs more than a transfer. Zeroa gives you a full range of services to offer — and you earn from every one of them.
It is not just about sending money home.
WHAT YOU OFFER
SEND
Money home. Fast.
Cross-border transfers to Zimbabwe, Malawi, Mozambique, Nigeria, Kenya and more. Real rates. Low fees. No queues.
→ You earn on every transfer your client makes.
SAVE
Hold value. Build security.
Your clients can save in a stable digital currency pegged to the US dollar — protecting their money from local currency movement.
→ You earn when they save and when they grow.
TRADE
Access global markets.
Buy and sell currencies and digital assets from one Zeroa account. For clients who want to do more with their money.
→ You earn on their trading activity.
EARN
Money that works while they sleep.
Zeroa Earn lets clients put their savings to work and receive projected returns — all inside the same account.
→ You earn when your clients earn.
RECEIVE
Get paid from anywhere.
Zeroa works both ways. Clients who receive money from abroad receive it straight into Zeroa — from family, employers, or overseas clients.
→ You earn on inbound transfers too.
BUILD
A financial record that counts.
Every transaction builds a verifiable financial history. For clients the banking system has ignored, this matters.
→ This keeps them on the platform. You keep earning.
WHO IT'S FOR
Who becomes a Zeroa Agent?
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Church & community leaders
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Stokvel coordinators
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Foreign nationals in South Africa
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Domestic workers
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Spaza owners & entrepreneurs
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Students & young professionals
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Community connectors
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And anyone with a trusted network
If people come to you — this was built for you.
HOW YOU EARN
One client. Six products. Ongoing income.
Every client you bring to Zeroa earns you a share of what Zeroa earns — across transfers, savings, trading, and every product they use. Not once. Every time they transact.
Build a team of agents under you and you earn from their activity too.
They send money home — you earn
They save on Zeroa — you earn
They trade currencies — you earn
They use Zeroa Earn — you earn
They receive funds — you earn
They refer others — you earn more
The full commission breakdown is inside your Agent Resources — unlocked the moment your application is approved.
THE PROCESS
Four steps from today.
01
Apply
Five minutes. One form. Tell us about yourself and your network.
02
Access Agent Resources
Your dedicated hub inside Zeroa — training, tools, commission detail, marketing materials ready to use.
03
Get certified
A short online process. Then you officially represent Zeroa in your community.
04
Start earning
Introduce people. Every transaction. Ongoing.